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Chase Sapphire Reserve vs. American Express Platinum

In the premium travel credit card space, the two biggest players in the market are Chase and American Express. Chase offers the Sapphire Reserve, while Amex provides the Platinum card to their customers, and both are loaded with benefits.

Below is a brief overview of the current offers for both cards.

Chase Sapphire Reserve

  • The Chase Sapphire Reserve’s current promotion includes 50,000 bonus points after you spend $4,000 on purchases in the first 90 days from account opening.
  • You receive $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • 3x points on dining and restaurants.
  • You get access to over 1,000 airport lounges worldwide.
  • The annual fee is $450.

Learn More Here

American Express Platinum

  • American Express offer on the Platinum card allows you to earn 60,000 Membership Rewards points.
  • You will earn 5x Membership Rewards points on all flights booked directly with airlines or with AmexTravel.com.
  • You receive up to $200 Uber savings annually.
  • You receive $200 airline fee credit.
  • You receive access to more than 1,200 airport lounges worldwide.
  • The annual fee is $550.

Learn More Here

The American Express Platinum offers elite hotel status with two major hotel chains, Marriott and Hilton. As a Platinum cardholder, you will have complimentary Gold Status, which offers up incredible benefits, including room upgrades (when available), daily breakfast for two guests, late check-out/early check-in, complimentary Wi-Fi and more.

As a Chase Saphhire Reserve cardholder, you will have access to over 900 properties worldwide via the Luxury Hotel & Resort Collection. When booking directly through LHR, you also receive the same benefits listed above that Platinum members get at Hilton and Marriott properties.

If you dine out often, you will want to use the Sapphire Reserve card, as you earn 3 points for every 1 dollar spent. The Platinum card is simply 1 point per 1 dollar. If you tend to prepay hotel stays, the Platinum card could make more sense, as you receive 5 points per 1 dollar spent as long as you book through Amex Travel. The Sapphire Reserve offers up 3 points per 1 dollar no matter where you book the rooms.

The Platinum card edges the Saphhire Reserve with travel perks, offering up the $200 Uber credit per year. Chase does pony up $100 more dollars in travel purchases each calendar year, which doesn’t commit you to just airline fees, which the Platinum Card’s $200 credit annually offers.

Chase shines when it comes to travel protection, and the Sapphire Reseve provides primary coverage for car rentals, up to $2,500 medical and dental coverage, as well as up to $10,000 per trip per person coverage in trip interruption.If your trip is delayed, Chase has your back as well, offering up to $500 for trip delays over six hours. Bags delayed? It happened to me on my last trip. The Sapphire Reserve provides up to $100 per day for up to five days of more than six hours.

Both cards are outstanding, however GoodMoneyAdvice gives the nod to the Chase Sapphire Reserve for 2019 as the top premium travel credit card on the market. What do you think? Vote in our poll and let us know!

  • Chase Sapphire Reserve vs. American Express Platinum

    • Chase Sapphire Reserve
      Chase Sapphire Reserve
    • Amex Platinum

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